by Douglas Gould on April 26, 2007
A few weeks ago, I commented about the Ethan Allen, and that congressional changes can result from single tragedies, and in particular, my fear that our industry is only one tragedy away from having some changes imposed. Here is a recent story in the on-going saga of the fishing vessel Lady of Grace which was raised on Wednesday [read story here] A link from the South Coast Today’s website led me to this related story:
SouthCoastToday.com: SouthCoast fishing advocate asks Congress to improve safety
Rep. Barney Frank, D-Mass., whose district includes New Bedford, called for more federal money for voluntary safety training programs, expanded dockside inspections by the Coast Guard and stricter safety standards for smaller fishing vessels, such as mandatory stability tests
Please do not misconstrue my posting this here. I’m not pointing out that regulation is always a bad thing, or suggesting that more regulation of commercial fishing isn’t needed (it probably is). But there is no denying the connection between the tragic events and Rep. Frank’s call for more standards. This is why we need to support the efforts of C-PORT to improve and increase our own standards. Our goal should be not to avoid the regulations, but to avoid the tragedies.
On a side note: The South Coast Today has done a truly remarkable job in covering this entire story with fairness and in depth.
by Douglas Gould on April 25, 2007
With so much of our industry focused on membership towing programs that support branded towboats, I thought it would be good to remind everyone that one company is still around that has no towboats. The National Boat Owners Association (NBOA) continues to offer towing memberships under a “reimbursement for fees” type membership.
Reimbursement for fees (a term I made up and herein after will be known as R4F) memberships act like an actual insurance policy. NBOA members have to pay for assistance services out of pocket, and then NBOA will reimburse their member up to the limits of the policy, with certain restrictions.
NBOA members are to pay the tower at the time of service and NBOA will reimburse the member for covered towing services provided.
NBOA offers “Full coverage” for towing and assistance for $65/year, which sounds like a bargain compared to the SeaTow or Boat/US. There is a tiny catch, though. To become a member, you have to prove that you have boat insurance with a minimum of $200 of towing coverage:
All members are required to present proof of marine insurance that includes towing coverage of not less than $200per incident. Upon receipt of dues payment and proof of insurance, NBOA will activate towing coverage benefit.
I point this detail out not to accuse NBOA of using some sinister fine print loophole, which they are not: in numerous places on the website, NBOA makes it perfectly clear that their towing membership only covers costs beyond what the marine insurance covers. Indeed, anyone applying for NBOA membership would have to be “underway and not under command” to misconstrue this provision of the membership. I pointed this out just to remind everyone that there are other business models out there, and they each may have advantages and disadvantages.
If you are a service provider, you may want to familiarize yourself with the NBOA Terms & Conditions. (Its actually pretty well written and easy to understand) I don’t know how many members they have, but you might be lucky enough to service one, at the full, non-member retail rate for your area of course…
Final note: I couldn’t help but noticing one piece of fine print at the bottom of the home page:
COPYRIGHT © 2000-2005 NBOA MARINE INSURANCE AGENCY, INC.
So, perhaps not so much a boat owners association as they are a boat insurance company?
